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American HEC
Work-Study Jobs Program

Whether you are thinking about going to college, want to go back for a graduate degree, we provide you a complete guide to obtaining and repaying your student loans. American HEC has formed this resource to assist students in finding the right financial aid and pay for their education. We take pride in giving students the assistance they need in continuing their education and offer and The American HEC student loan guide helps students browse the indispensable resource to locate student loans offered to American HEC accredited universities. Applying for loans is absolutely free with no application cost involved. More than 3 million students used the Free Application for Student Aid last year

Program Interest Rate Repayment Time
American HEC Direct Student Loan 5% 10 Years
Raymond Student Loan Program 5% 10 Years
GCU Loan Program 2.50% 10 Years
Mary Davis Student Aid 5% 15 Years
Wharton Technical Student Aid 7% 8 Years
Switzer Low Income Aid Program 7% 10 Years

American HEC Loan
Repayment Resources

Repaying your student loans

Understanding how to repay your student loans can save you a lot of time and money. We are here to help you manage repayment and answer any questions you have along the way.

Repayment Plans

American HEC helps you choose the right student loan repayment plan that’s best for you. To make your payments more affordable, repayment plans can give you more time to repay your loans or can be based on your income.

Repayment Estimator

We help you estimate your loans to get a prior look at which plans you may be eligible for and see estimates for how much you would be paying monthly and overall.

Consolidated Repayment

If you have multiple federal student loans, you can consolidate them into a single Direct Consolidation Loan. This may simplify repayment if you are currently making separate loan payments to different loan holders

Finding the right repayment plan

If your student loan payments are high compared to your affordablity, you may want to repay your loans under one of the following repayment plans

Repayment Plan

Payments are fixed to a certain amount in this repayment plan. You loan repayments are distributed over a 10 year time frame.


You must have a high debt with concerns of running your family. Your payments are made affordable based on your family size.

Pay As You
Earn Repayment

You can continue to pay as you earn through your job. You repayment will be revised based on your monthly income.

Repayment Plan

This repayment plan extends your 10 year standard repayment time and lets you pay back your loans in 25 years.

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